Privacy Policy
Your privacy is paramount. Learn how we handle your data and protect your information.
Last Updated: January 2026
Privacy First Approach
Paycheck USA operates entirely within your web browser. We do not collect, store, transmit, or have access to any of your personal information or calculation data. All calculations are performed locally on your device.
Unlike many online services, we deliberately designed this calculator to operate without collecting any personal information. Specifically, we do NOT collect:
- Your name, email address, or contact information
- Income or salary information
- Tax filing status or personal tax data
- Social Security numbers or government IDs
- Employer information
- Banking or financial account details
- Location data beyond basic analytics (see below)
- IP addresses or unique device identifiers
All salary calculations, tax withholdings, and results are computed in your browser using JavaScript and never leave your device.
To improve your experience, the calculator uses your browser's local storage to temporarily save your input values. This allows you to:
- Return to the calculator without re-entering all your information
- Keep your preferences between sessions
- Avoid losing data if you accidentally close the browser
Important:
- Local storage data is stored ONLY on your device
- This data is never transmitted over the internet
- We cannot access this data - it stays completely private
- You can clear this data anytime using the "Reset" button or clearing your browser cache
- Using private/incognito browsing will prevent storage entirely
We may use privacy-respecting analytics tools to understand how people use the calculator. This helps us improve the tool and identify technical issues. Any analytics we collect are:
- Completely anonymous - no personally identifiable information
- Aggregated - we only see overall patterns, never individual usage
- Basic - page views, button clicks, time spent (no salary or tax data)
- Optional - you can block analytics using browser extensions or settings
This calculator does not use cookies to track you or collect personal information. Any cookies that may be present are strictly functional:
- Essential cookies required for the website to function properly
- Session cookies that expire when you close your browser
We do not use advertising cookies, tracking cookies, or third-party marketing cookies.
Our contact form allows you to send us messages, questions, or feedback. When you submit the contact form, we collect:
- Your name (optional)
- Email address
- Phone number (optional)
- Your message or inquiry
This information is processed through our contact form service provider, Formspree, to deliver your message to us. We use this information solely to respond to your inquiry and provide customer support.
Third-Party Processing:
- Form submissions are securely transmitted to Formspree's servers
- Formspree processes and stores your data according to their privacy policy
- You can review Formspree's privacy practices at formspree.io/legal/privacy-policy
- We retain contact form data only as long as necessary to respond to your inquiry
This calculator is designed to be self-contained. We do not share your information with third parties because we don't collect it in the first place.
However, please note:
- Your internet service provider (ISP) may log your visits to this website
- Our web hosting provider may maintain server logs with basic access information
- If we use analytics, those providers have their own privacy policies
These third parties do not have access to any calculation data or personal information you enter in the calculator.
Since all calculations happen in your browser and we don't store or transmit your data:
- There is no server-side database to be breached
- Your financial information cannot be intercepted in transit
- The calculator works even without an internet connection once loaded
For maximum privacy, consider using this calculator in private/incognito browsing mode.
You have complete control over your data:
- Delete your data: Click the "Reset" button or clear your browser's local storage
- Block analytics: Use browser privacy settings or ad/tracker blockers
- Private browsing: Use incognito/private mode to prevent any local storage
- Clear cookies: Use your browser settings to manage or delete cookies
This calculator is designed for adults planning their finances. We do not knowingly collect information from anyone under the age of 18. Since we don't collect personal information at all, this service complies with COPPA (Children's Online Privacy Protection Act).
We may update this privacy policy from time to time to reflect changes in our practices or legal requirements. Any changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this policy periodically.
If you have questions about this privacy policy or how your information is handled, please review our Terms and Conditions page or contact us through the information provided there.
